How to setup a Payment Method in Magento?

PayPal is a secure way for the customers to pay online. With PayPal payment gateway, you can accept payments from credit cards, debit cards and PayPal account customers.
Follow below steps for configure PayPal payment gateway in your Magento store.
• Login to your Magento Admin Panel.
• Click on System menu and click on the Configuration option.

• Once you click on configuration button, you will see Payment Methods under the sales section.

Many payment methods, there are some common settings as below described −
• Enabled − This option is used to enable or disable the payment method.
• Title − It specifies the title for the payment method which will display during customer checkout and inside order e-mails and summaries.
• New Order Status − It represents the status of an order after processing of payment. It will display either Pending or Processing choices.
• Sort Order − During checkout mechanism, it displays the position of the payment method in the list of all the payment choices.
• Payment Applicable From − It selects payment from all or some specific countries in which countries will offer the payment method you are configuring.
• Minimum Order Total − It specifies minimum order amount available for the products order.
• Maximum Order Total − It specifies maximum order amount available for the products order.
• After that under the merchant location tab, set the merchant country from the drop down menu.

• It’s providing many types of payment methods which are adds PayPal as additional payment method to your checkout page.

• Click on Config button to set PayPal settings. Enter email address which is associated with PayPal merchant account for accept payment from the Magento store.

Below screenshot shows you the Basic and Advanced settings of PayPal payments.

• In the basic settings tab, enter title for the payment method. Sort order option used to sort payment methods in the checkout page. Payment action option for, offers to select either sales or authorization or order which defines how the payment will process in the PayPal payment gateway.
• In the Advanced settings, select the payment applicable from option as all allowed countries and all other required fields.

Saved CC tab.
• Saved CC which provides credit card payments on your website.

There are several types of cards.
• Credit Card Types − It allows for selecting credit card types for the payment processing.
• Request Card Security Code − It asks for the credit card’s security code which makes fraud little harder by setting it to Yes.
• 3D Secure Card Validation − It is an additional security functionality where customer needs to provide credit card password to complete the purchase order.
Check / Money Order tab.

If you want to accept check payment then enabled option from Check Money Order.
Zero Subtotal Checkouts
• The Zero Subtotal Checkout tab is a payment option that displays when order total is zero and not required to enter payment details for the customer.

Bank Transfer Payment
• The Bank Transfer Payment tab contains one specific field called instructions which allows to enter bank account details that customer needs to transfer money to you.

Cash on Delivery Payment (COD)
• From this option, no need to make a payment online. Customer has to make a payment on that delivery time.

Purchase Order
The Purchase Order tab contains same options like a cash on delivery.

Authorize.net Direct Post
Step 15 − The Authorize.net Direct Post tab contains some other options like, setting the payment action, API login ID for authorization, setting the transaction key and merchant name, setting the test mode to Yes/No, Gateway URL of authorization, setting the accepting currency, e-mail of customer and merchant, types of credit card used for purchase, enable or disable the credit card verification as shown in the following screen.

Authorize.net
• The Authorize.net panel works as similar to the Authorize.net Direct Post panel, with the only difference being it allows to enable or disable the 3D secure card validation on the credit cards, which makes fraud little harder by setting it to Yes.

• Once you make all the changes are done with the necessary settings, click on the Save Config button on the top right corner of the page to save your payment methods. All the enabled payment method will show while checkout.